HSA-Eligible High-Deductible Health Plans - University of Michigan

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In April 2021, the Chronic Disease Management Act of 2021 (CDMA) was introduced in the United States Senate (S. 1424) and House of Representatives (HR. 3563). This bipartisan bill builds upon previous versions of CDMA and follows a guidance issued by the US Department of Treasury in 2019 to further increase the flexibility of HSA-HDHPs to cover chronic disease services on pre-deductible basis. The 2020 Kaiser Family Foundation Survey reported that of employers offering an HSA-qualified health plan, 48% of employers with over 5000 employees and 29% of employers with over 200 employees reported implementing a benefit design that expanded pre-deductible coverage. Smarter Deductibles, Better Value: Expanding Coverage in HSA-HDHPs High-deductible health plans paired with a tax-free health savings account (HSA-HDHP) represent a growing percentage of plans offered on the individual and group market. HDHPs have defined minimum deductibles and maximum out-of-pocket limits. As of 2017, 43% […]

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